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Privacy Policy

Privacy Policy for ZinsJäger

Last updated: November 11, 2026

In short

ZinsJäger does not connect to your bank. Your accounts, interest rates, and tax information stay on your device, and reminders are scheduled there too. No account, no server of ours.

No Account, No Servers

The app does not need an account, and we do not run any servers where your data could end up.

Everything you create (account details, interest rates, tax certificate status, and settings) stays on your device.

Local Notifications

The app uses local notifications to remind you when an interest rate guarantee expires or when you may qualify as a new customer again. These notifications are scheduled entirely on your device; no data is sent to any server or push notification service.

App Store

You get the app through the Apple App Store. Apple is responsible for download, payment, and updates; we have no access to that data. Apple's privacy policy applies: https://www.apple.com/legal/privacy/

If you have turned on "Share with App Developers" in the iOS settings, Apple provides us with anonymous crash reports and usage statistics. They do not identify you.

Google Play

The app is also available on Google Play. Google is responsible for download, payment, and updates there; we have no access to that data. Google's privacy policy applies: https://policies.google.com/privacy

Legal Basis

Whatever happens only on your device or in your private iCloud does not reach us; we do not process that data.

If you e-mail us, we process your address and message to answer you (Art. 6(1)(b) GDPR for questions about a purchase, otherwise Art. 6(1)(f) GDPR).

Storage Period

What the app stores on your device stays there until you delete it in the app or remove the app. Data in your iCloud can be deleted in your device's iCloud settings.

We delete e-mails to us once your request has been resolved, unless statutory retention obligations apply.

Your Rights

You have the right to access (Art. 15 GDPR), rectification (Art. 16), erasure (Art. 17), restriction of processing (Art. 18), data portability (Art. 20), and to object to processing based on legitimate interests (Art. 21). You can withdraw consent at any time with effect for the future (Art. 7(3)).

Since we do not keep accounts and the app does not identify you, we often cannot attribute data to a person (Art. 11 GDPR). Write to us anyway; we are happy to help.

Right to Lodge a Complaint

You can lodge a complaint with a data protection supervisory authority (Art. 77 GDPR), for example the one responsible for us: the data protection authority of Lower Saxony (LfD Niedersachsen), Prinzenstraße 5, 30159 Hannover, Germany, https://www.lfd.niedersachsen.de

Controller & Contact

Nikita Aurelian Schulz (PODSchu). The full address is in the legal notice (Impressum) on this page.

For questions about data protection: contact.schulzpod@gmail.com

Legal Notice